If you'd rather hold onto your cash until a new PDL commences and you start earning interest, then you ought to check out the Crowdstacker pledging system.

Pledge then transfer your funds when needed

Rather than commit your money immediately you can pledge any amount (above the minimum investment) and keep the cash in your Crowdstacker account until it's time for the funds to be transferred to the borrower.

Simple steps

It's a really simple process, all you need to do is log into your account and click on the 'My Loan Pledge' option under 'My Crowdstacker'. This will then take you a short online form where you fill in the amount you want to pledge, and then use the drop down menu to select which PDL you want to pledge to.

A confirmation email will be sent to you immediately confirming your pledge. When the time is ready for PDL to commence and the funds need to be transferred to the borrower we will contact you again by email to let you know the funds will be moving from your account to the investment.

Pledging is really simple and can be helpful for those investors who want to lend towards a PDL but also want to hold onto the cash in their account until the last moment before the loan commences.