Mezzanine finance is a useful tool used by developers to bridge the gap between the senior lending (most often from a bank) and the actual full cost of a project. Crowdstacker PDLs are typically mezzanine finance or second charge property-backed loans.

Mezzanine finance provides another level of funding for developers. It is typically a much smaller amount of lending which is used to 'top up' a larger sum provided by a senior lender.

Each type of Crowdstacker Property Development Loan provides the chance to invest via a PDL at different stages of a property development.

Our products provide the mezzanine layer of finance which complements the funds provided by the senior lender. This means that they will have undertaken a great deal of work required to assess the creditworthiness of the project.

We have featured many property related businesses on the platform since launching in 2015. We have experienced first-hand the enthusiasm for, and popularity of, investing in property.

Property Development Loans (PDLs) lend to high quality property development projects led by experienced professionals. The reason that PDLs can offer investors higher interest rates is due to a combination of factors.