To be eligible to subscribe to an Innovative Finance ISA an investor must:
- be aged 18 or over;
- be resident in the United Kingdom or, if not a resident, be performing duties as a Crown employee serving overseas and paid out of the public revenue of the United Kingdom (typically a serving member of the armed forces, or a diplomat), or be married to, or in a civil partnership with, such a person; and
- not have exceeded the overall subscription limit which is £20,000 for 2025/26.
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